Get A Car Loan At Our Ford Finance Center In Holland
Barber Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Consider a Ford Financing Deal
Financing opens the door to owning a preferred Ford model with a budget-friendly way to complete the purchase. A financing deal that comes with a decent APR could save a Holland, MI, shopper money on a Ford Focus, Fiesta, Transit, F-150, or another model. Find your dream car among our brand-new vehicles and preowned ones - all can be financed at Barber Ford!
The Financing Application
Completing an auto loan application sets the stage for receiving word on requested financing. The auto loan application requires standard information such as name, address, social security number, and current employment status.
Our application could also ask about monthly expenses, such as rent or mortgage. It may even pose questions about any previous bankruptcies and the name of current savings and checking accounts. Trust that the application form online is secure when you submit it.
Down Payments
An application will likely have a section asking about the down payment amount. The higher the down payment, the less the remaining balance, necessitating a lower financing amount. Trading in an old vehicle could bring down the price even further.
Application Help
Those concerned about filling out the application could direct inquiries to a finance office representative. Someone in our Holland, MI, office can help prospective financiers with their questions. You can submit an application online at any time of the day or night. This is available for your convenience and is easier than applying through the mail.
Lease a Ford
Financing a purchase near Allendale is only one way to acquire a new car. Zeeland customers may also sign a lease agreement that follows similar steps in applying for an auto loan. Once approved for the lease agreement, the customer could keep the car for 24 or 36 months and then exercise the option to finance the remaining balance to purchase a vehicle if they wish to keep it.
Apply Now!
Now's the time to own a new Ford car, truck, or SUV. Contact our office near Hudsonville to start the financing process today.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Vehicle Financing Solutions in Holland, MI
At Barber Ford, our finance team is skilled at finding financing options for all different types of buyers at the best rates.Â
Some of the benefits we offer are:
- •Vehicle financing for all credit situations and budgets.
- •Straight-forward terms and an easy application process.
- •Clear-cut, fair pricing, so you know you get the best value.
Leasing Versus Buying
If you find yourself questioning whether you should buy or lease a car, you are not alone. The short answer is: it depends. Each option has pros and cons depending on what you want out of a vehicle.
With a lease, you basically pay for the use of the car as opposed to its entire value. This option helps keep the payment down. However, leases have restrictions, such as limiting the number of miles on the vehicle each year to less than 10,000 or incurring additional charges. Leases also typically run three years, which is useful if you like to switch up your cars and don't care about owning a vehicle.
Financing a vehicle means that the car becomes yours, and you have no limits on how many miles to drive, what modifications you make to the vehicle, and no expectation of returning it at some point. The payment is higher, but the vehicle is yours (it becomes your asset) at the end of the term.
Why Choose Us
At Barber Ford, we believe your vehicle is not merely transportation but an extension of you. This is why we hire and train our teams to provide the best, most-skilled services possible. You will find this is true when you deal with everyone from our sales team to our service technicians. We want you to have a positive customer experience during each interaction and become part of the Barber Ford family. Find out how the Barber Ford experience varies from other dealers.
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Barber Ford
640 East 8th Street
Holland, MI 49423
- Sales: (616) 396-2361
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